Category: Origination

The rate obsession is fading. Here’s what’s replacing it

For most of the past two years, the mortgage industry has been organized around a single question: When will rates come down? Sales pipelines, marketing campaigns and recruiting pitches all… Read more »

Better mortgage spreads are capping rates in 2025

Another jobs week has come to an end, and amid the chaotic headlines about job numbers, tariffs, and the leadership of the Treasury, mortgage rates remained calm. Better mortgage spreads… Read more »

Measuring the Severity of the National Housing Shortage

There is a severe housing shortage as a result of record-high home prices and rents in addition to record-low for-sale inventories and vacancies, according to a new analysis from the… Read more »

Year-End Report Shows Sellers made over $100k in Profit

A new iteration of ATTOM Data’s year-end U.S. Home Sales Report, which showed that home sellers collected a tidy average of $121,000 of profit on the typical home sale—putting that… Read more »

Office Space to Living Space: Conversions to Skyrocket in Major U.S. Cities

According to a new RentCafe report, over the past four years, there has been extraordinary growth in the conversion of office buildings into living spaces, with an estimated 12,100 apartments… Read more »