Category: hwmember

Is housing inventory about to turn negative year over year?

Is housing inventory about to go negative? Since mid-June 2025 I’ve been writing that housing market dynamics have shifted, which we could already see in our HousingWire data while it… Read more »

Housing demand is up and inventory is down, even with Iran conflict

In the crazy world of economics, with all the drama last week, it was a pretty normal housing week. Housing data showed year-over-year growth, weekly pending home sales rose, inventory… Read more »

Weekly pending home sales back to year-over-year growth as we head into spring

Weekly pending home sales, which had shown year-over-year growth up until the late-January snowstorm, got back on track with year-over-year growth again last week. One thing to remember about our… Read more »

The impact of lower mortgage rates on housing inventory

Year-over-year housing inventory growth has slowed to single digits, from 33% at one point last year to 9.99%. 2026 is off and running, and we had another crazy week of… Read more »

Why did the growth rate of housing inventory drop by half this year?

This is the final Housing Market Tracker article for 2025 and we’re going to tackle why the inventory growth rate has been cut in half this year. At one point,… Read more »

If “free money” broke housing before, a 50-year mortgage will finish the job

Slip out the back, Jack!Make a new plan, Stan. You don’t need to be coy, Roy. Just get yourself free. As Paul Simon sang in the song “50 Ways to Leave Your… Read more »

Mortgage spreads are the hero of the 2025 housing market

Mortgage spreads are the hero of housing in 2025, quietly helping housing demand pick up even when nobody else notices. What are mortgage spreads? In the slow dance between the… Read more »