Category: Contributors

The rate obsession is fading. Here’s what’s replacing it

For most of the past two years, the mortgage industry has been organized around a single question: When will rates come down? Sales pipelines, marketing campaigns and recruiting pitches all… Read more »

If “free money” broke housing before, a 50-year mortgage will finish the job

Slip out the back, Jack!Make a new plan, Stan. You don’t need to be coy, Roy. Just get yourself free. As Paul Simon sang in the song “50 Ways to Leave Your… Read more »

Clear cooperation sparks debate, but dual agency deserves the spotlight

The debate on Clear Cooperation Policies (CCPs) continues, with the real estate industry almost unanimously rallying behind these supposedly virtuous rules. Meanwhile, anyone challenging the status quo may be branded… Read more »

On his first day, President Trump reversed these fair housing protections

What does “home” mean to you? I start off most fair housing continuing education courses with a similar question.  Why?  Because it is apparent that “home” is universal in that… Read more »