Why did the growth rate of housing inventory drop by half this year?
This is the final Housing Market Tracker article for 2025 and we’re going to tackle why the inventory growth rate has been cut in half this year. At one point,… Read more »
Category: Analysis
Bayview closes acquisition of Guild, taking lender private
Bayview Asset Management has closed its acquisition of Guild Holdings Company, the parent of Guild Mortgage, in a deal that takes the lender private and removes it from the New… Read more »
If “free money” broke housing before, a 50-year mortgage will finish the job
Slip out the back, Jack!Make a new plan, Stan. You don’t need to be coy, Roy. Just get yourself free. As Paul Simon sang in the song “50 Ways to Leave Your… Read more »
Mortgage spreads are the hero of the 2025 housing market
Mortgage spreads are the hero of housing in 2025, quietly helping housing demand pick up even when nobody else notices. What are mortgage spreads? In the slow dance between the… Read more »
When tariffs hit home
Last month, a federal appeals court ruled that many of the tariffs imposed under the International Emergency Economic Powers Act (IEEPA) were illegal. Gulp. The tariffs in question — sometimes… Read more »
Best time to buy a house? Mid-October 2025 favors buyers
The week of Oct. 12–18 will be the best time for homebuyers in 2025, according to Realtor.com’s annual Best Time to Buy Report. The analysis projects buyers could see 32.6%… Read more »
The quiet advantage in real estate: Pre-approval
When it comes to real estate, the best outcomes rarely happen by chance. The buyers who succeed are usually the ones who prepare early, long before they walk into their… Read more »
Housing inventory growth is starting to stall
Housing inventory growth is starting to stall, despite elevated mortgage rates. As new listings begin their seasonal decline, we might have already reached our peak percentage growth rate for 2025…. Read more »
Better mortgage spreads are capping rates in 2025
Another jobs week has come to an end, and amid the chaotic headlines about job numbers, tariffs, and the leadership of the Treasury, mortgage rates remained calm. Better mortgage spreads… Read more »
Trump paused tariffs, but homebuilders still see long-term risk
Homebuilders may have more on the line than any sector of the real estate industry under Donald Trump’s presidency, as the new administration’s most aggressive policy positions directly impact the… Read more »